# Cliffway Funding Group > Cliffway Funding Group is a small-business funding broker at 807 Broadway, Plainview, TX 79072 (phone (806) 305-5017). It helps businesses in Plainview, TX and across Hale County, Texas, explore funding options. Cliffway Funding Group takes business funding requests by phone or form and passes them to funding partners, who review each request and make their own decisions. Products: working capital loans, business term loans, business lines of credit, inventory financing, equipment financing and merchant cash advances (not a loan). Cliffway Funding Group is a funding broker, not a lender. A request sent by phone or form goes to independent funding partners, who review it and set their own terms. Cliffway Funding Group is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Cliffway Funding Group does not arrange funding for trucking or agriculture, startup loans, SBA loans, personal or consumer loans, real estate purchases or building work, and makes no approval, rate or timing promises. Key facts: - Business type: small-business funding broker (not a lender) - Address: 807 Broadway, Plainview, TX 79072, United States - Phone: (806) 305-5017 - Apply: https://cliffwayfundinggroup.com/apply/ - Places: Plainview, TX and all of Hale County, Texas - Language: English ## Funding options - [Business Loan Options in Plainview, TX, Sorted by What the Money Pays For](https://cliffwayfundinggroup.com/business-loans/): Six funding options compared by what the money pays for, how it is repaid or collected, and what can secure it. Partners decide every offer; this page explains the differences. - [Working Capital Loans in Plainview, TX to Bridge Supplier Bills and Payroll Weeks](https://cliffwayfundinggroup.com/business-loans/working-capital/): Working capital is a lump sum for running costs, repaid on a fixed schedule. It suits a known gap between paying out and getting paid. Partners review deposits and purpose and set every term. - [Business Term Loans in Plainview, TX for a Store Purchase or New Shop Equipment](https://cliffwayfundinggroup.com/business-loans/term-loans/): A term loan is one amount repaid in equal installments over years. It suits a store or practice purchase, a partner buy-out or new equipment. Real estate purchases are not arranged here. - [Business Line of Credit in Plainview, TX: Draw for Repairs, Repay as Sales Come In](https://cliffwayfundinggroup.com/business-loans/line-of-credit/): Think of the line as a ceiling you borrow beneath, paying back and borrowing again, while interest accrues on whatever is currently out. It suits repeat gaps more than one large purchase. Partners set the limit and terms. - [Inventory Financing in Plainview, TX for Hardware, Parts and Shelf Stock](https://cliffwayfundinggroup.com/business-loans/inventory-financing/): Inventory financing pays for stock before it sells, and the goods can secure it. It covers goods for resale, not fixtures or equipment. Partners review the order and sales history. - [Equipment Financing in Plainview, TX: Work Trucks, Trailers and Exam-Room Gear](https://cliffwayfundinggroup.com/equipment-financing/): Equipment financing pays for a specific machine or vehicle over a set term, secured by that equipment. A lease can carry a lower monthly payment than a loan yet cost more in total once the buyout is added, as the clinic example shows. - [Merchant Cash Advance in Plainview, TX: Card-Sales Remittances for Local Storefronts](https://cliffwayfundinggroup.com/merchant-cash-advance/): This advance is not a loan; the provider pays now for a slice of card sales that have not happened yet. A fixed factor sets the total; a holdback share of daily card sales sets how long collection takes. Slower card weeks stretch the time, not the total. ## Industries - [Business Loans by Industry in Plainview, TX: Stores, Contractors and Clinics](https://cliffwayfundinggroup.com/industries/): Clinics, stores and trade contractors lead this page, followed by notes for restaurants, auto shops, salons, offices, child day care, lodging and grounds crews. Each note names equipment or cash-flow uses and a Hale County, TX figure; a funding partner reviews any request. - [Construction Business Loans in Plainview, TX for Excavators, Skid Steers and Materials](https://cliffwayfundinggroup.com/industries/construction/): Machines fit equipment financing; materials and crew pay before a draw fit working capital. The 2023 County Business Patterns file lists 53 construction employer establishments in Hale County, TX. Land, buildings and renovation work are outside this site, and a funding partner reviews each request. - [Plainview, TX Business Loans for Retail: Store Fixtures, POS Systems and Bulk Stock Orders](https://cliffwayfundinggroup.com/industries/retail/): Fixtures, camera kits, freestanding signs and checkout gear fit equipment financing; restocks fit inventory financing or a line of credit. County Business Patterns counted 90 retail employer establishments in Hale County, TX for 2023. The partner reading the request is the one that names terms, if any. - [Medical Clinic Financing in Plainview, TX: Exam-Room Equipment and Insurance Claim Lags](https://cliffwayfundinggroup.com/industries/health-care-practices/): Exam-room equipment, imaging and furnishings fit equipment financing; staff pay during claim lags fits working capital or a line of credit. County Business Patterns counted 69 health care and social assistance employer establishments in Hale County, TX for 2023. A funding partner reviews each request. ## Tools and calculators - [Plainview, TX Funding Tools and Checklists: Cash Cycle Math and Official Links](https://cliffwayfundinggroup.com/resources/): One calculator, one records list and three official links: Texas Secretary of State business filings, the Texas Comptroller sales tax permit page and the official Plainview, TX website. - [Cash Conversion Cycle Worksheet and Online Payment Calculator for Plainview, TX Clinic Owners](https://cliffwayfundinggroup.com/resources/cash-conversion-cycle-calculator/): Cash conversion cycle = days inventory outstanding + days sales outstanding - days payables outstanding. The calculator on this page does not compute the cycle; it estimates a monthly payment on an amount you enter. ## Communities near Plainview, TX - [Business Loans in Plainview, TX: Hale County, TX Employers and Permits in Figures](https://cliffwayfundinggroup.com/plainview-tx/): Business loans in Plainview, TX for payroll, shelving, stock, equipment or buying an existing business, reviewed by funding partners. The page sets out Hale County, TX and ZIP 79072 figures from the U.S. Census Bureau and an invented practice-purchase example. - [Business Funding Across Hale County, TX: One Plainview, TX Page and a Phone Line for the Rest of the County](https://cliffwayfundinggroup.com/service-areas/): One community page, Plainview, TX, holds the local figures. Clinics and retailers across Hale County, TX can ask about working capital, credit lines, inventory or equipment financing, and a funding partner reviews each request. ## Company - [Small Business Loans in Plainview, TX for Hale County, TX Stores, Contractors and Clinics](https://cliffwayfundinggroup.com/): Six funding options for Plainview, TX businesses, from payroll cover to equipment and buying an existing store. Funding partners look over each request and make the call on it. Hale County, TX figures on this page come from the U.S. Census Bureau. - [How to Get a Business Loan in Plainview, TX: Statements, Partner Review, Written Offer](https://cliffwayfundinggroup.com/how-it-works/): A call or the request form opens the process. The call covers the purpose and the amount; a funding partner then asks for records, reviews them and, if it makes an offer, puts the terms in writing for you to weigh. - [Plainview, TX Business Loan Questions for Store Owners, Builders and Clinics](https://cliffwayfundinggroup.com/faq/): Short answers on credit unions, where to apply, equipment financing and merchant cash advances, each with a link to the page that explains it in full. - [About Cliffway Funding Group: A Plainview, TX Desk for Business Funding Requests](https://cliffwayfundinggroup.com/about/): Cliffway Funding Group connects Plainview, TX businesses with funding partners. A call or the request form opens the conversation, the talk covers what the money is for, and a partner reviews the request and decides. No rate, amount or approval is promised here. - [Contact Cliffway Funding Group in Plainview, TX About Payroll or a Truck Purchase](https://cliffwayfundinggroup.com/contact/): The phone line is (806) 305-5017; the request form is the other way in. Have the purpose, the amount and the date ready, and keep a few records nearby in case a partner review follows. A map and a directions link are on this page. - [Apply for Working Capital in Plainview, TX: One Short Form Opens a Partner Review](https://cliffwayfundinggroup.com/apply/): The form takes contact details and three ranges, then consent. It has no upload and no field for the purpose: the purpose, quotes and records come up on the call and in the partner review. The form is not a credit application, and no record leaves the business until a partner asks for it. - [Disclosures for Cliffway Funding Group, Plainview, TX](https://cliffwayfundinggroup.com/disclosures/): Cliffway Funding Group is a broker, not a lender. Funding partners review requests, set terms and decide. Nothing on the site is an offer of credit, and no approval, rate, amount or timing is promised. ## Optional - [Full text of every page](https://cliffwayfundinggroup.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://cliffwayfundinggroup.com/sitemap.xml)