A hardware-store owner at her worktable with a closed folder, brass hinges and a coil of rope, bins of bolts behind.

Business Loans by Industry in Plainview, TX: Stores, Contractors and Clinics

Business loans by industry in Plainview, TX start from what the trade pays for: exam-room equipment and payroll during insurance claim lags at a clinic, shelf stock and a POS system at a store, trailers and parts at a contractor.

Requests go from Cliffway Funding Group to its funding partners; whether to offer, and on what terms, is each partner's call.

Health Care Practices in Hale County, TX: Physicians, Dentists and Therapy Offices

Physician, dental and therapy offices, home health agencies and animal care, with the equipment and payroll uses a request can name.

  • Health Care

    Medical clinic financing in Plainview, TX: exam-room equipment, imaging, furnishings and payroll during insurance claim lags, with Hale County, TX counts.

  • Clinic Owners in Hale County, TX: Exam-Room Equipment and Insurance Claim Lags

    An exam table, a vitals monitor and an EKG cart are bought up front, and the visits they support become insurer payments only after the claims are processed. Physician offices in the county are small by headcount: the 2023 County Business Patterns file shows all 13 offices of physicians in Hale County, TX (NAICS 6211) under five employees. The purchase can go through equipment financing, and the payroll that runs while claims are pending can be a working capital request. The equipment quote and the insurer aging report are the two papers to have ready.

  • Clinic Owners in Hale County, TX: Imaging Units and Waiting-Room Furniture

    A dental or therapy practice can face one large purchase at a time: a panoramic X-ray unit, an ultrasound system or a row of treatment tables, with reception chairs added to the same order. The 2023 County Business Patterns file lists 6 offices of dentists (NAICS 6212) in Hale County, TX, 3 of them with fewer than five employees, and 11 offices of other health practitioners (NAICS 6213: chiropractors, physical therapists, optometrists and others), 9 of which had fewer than five. Home health care services (NAICS 6216, 6 establishments) and veterinary services (NAICS 541940, 3) are counted in the same file. A unit with a long service life can sit on a term loan or an equipment lease, and a partner prices each one.

Retail Stores in Hale County, TX: Checkouts, Shelves and Stock

Grocery, clothing, furniture, general merchandise and building supply stores, from the checkout to the stockroom.

  • Retail

    Business loans for retail in Plainview, TX: shelving, display cases, POS systems, signs and stock orders, with Hale County, TX store counts.

  • Retailers in Hale County, TX: POS Systems and Stockroom Racking

    A point-of-sale terminal, a receipt printer and handheld scanners make up a small store's checkout, and stockroom racking holds what has not reached the floor yet. The 90 Retail Trade employer establishments in Hale County, TX in 2023 (County Business Patterns, NAICS 44-45) included, among other groups, 10 building material and garden equipment and supplies dealers (NAICS 444), 9 general merchandise stores, including warehouse clubs and supercenters (NAICS 4523), and 6 grocery and convenience stores (NAICS 4451). The checkout and the racking fit equipment financing; the stock on the racks fits inventory financing.

  • Retailers in Hale County, TX: Display Cases and a Wider Product Range

    Adding a product line puts new display cases or garment racks on the floor and an opening order on the supplier's invoice before any of it sells. For 2023, County Business Patterns placed 11 clothing and clothing accessories stores (NAICS 448) in Hale County, TX, 8 of them with fewer than five employees, plus 5 furniture and home furnishings stores (NAICS 442). At a shop that size, the cases can go through equipment financing, while the opening order can be drawn from a line of credit as each invoice comes due. A partner sets its own terms on each piece.

Plumbers, Electricians and Other Trade Contractors in Hale County, TX

Trade contractors whose money goes into vans, trailers and parts bought ahead of a job.

  • Construction

    Construction business loans in Plainview, TX: equipment financing for loaders and trailers, working capital for materials, with Hale County, TX counts.

  • Contractors in Hale County, TX: Service Vans, Trailers and Parts on Hand

    A plumbing, heating and air-conditioning contractor keeps fittings, water heaters and condensers on the shelf before a job starts, and an electrician's van carries wire and breaker panels bought ahead of the first invoice. County Business Patterns counted 11 plumbing, heating and air-conditioning contractors (NAICS 238220) and 7 electrical contractors (NAICS 238210) with paid employees in Hale County, TX for 2023; 7 and 5 of them, in that order, had fewer than five employees.

    Solo operators sit in their own Census file: 2024 Nonemployer Statistics put 391 construction businesses with no paid employees in Hale County, TX (NAICS 23, which includes heavy and civil work). A one-person crew can still ask about a trailer, a van or a tool package through equipment financing, or about working capital for a parts order.

Kitchens and Counters: Hale County, TX Restaurants

Limited-service and full-service restaurants, their kitchen equipment and their payroll.

  • Restaurants in Hale County, TX: Fryers, Reach-In Coolers and Staff Payroll

    A restaurant's money goes two ways: kitchen equipment such as a fryer, a flat-top grill or a reach-in cooler, and a payroll that comes due on schedule however the week's sales went. For 2023, County Business Patterns listed 21 limited-service restaurants (NAICS 722513, which covers quick-service restaurants and takeout counters) and 14 full-service restaurants (NAICS 722511) in Hale County, TX. Only 3 of the limited-service places and 5 of the full-service ones had fewer than five employees. Kitchen equipment can go through equipment financing; a merchant cash advance, collected as a share of card sales, is another option, and it is not a loan.

Auto Repair and Gas Station Businesses in Hale County, TX

Repair shops and the store side of gasoline stations.

  • Auto Repair Shops and Gas Station Stores in Hale County, TX: Lifts, Scan Tools and Coolers

    A repair shop buys a two-post lift, a diagnostic scan tool or a tire changer up front and earns it back job by job. That up-front cost lands on small shops: 11 of the 23 automotive repair and maintenance establishments (NAICS 8111) in the 2023 County Business Patterns count for Hale County, TX had fewer than five employees. A mechanic with no paid staff is outside that count; the 2024 Nonemployer Statistics file holds 76 automotive repair and maintenance businesses of that kind for the county.

    Where a gas station also runs a store, this site covers that store side: coolers, shelving and the point-of-sale system, through equipment financing or inventory financing for the stock. Hale County, TX had 15 gasoline stations with paid staff in 2023 (NAICS 4471, CBP).

Chairs, Nails and Gym Floors: Personal Services in Hale County, TX

Beauty and nail salons and fitness centers.

  • Salons and Fitness Studios in Hale County, TX: Styling Stations, Dryers and Cardio Machines

    Five beauty salons with paid staff (NAICS 812112), 3 nail salons (NAICS 812113) and 3 fitness and recreational sports centers (NAICS 713940) appear in the 2023 County Business Patterns file for Hale County, TX. A one-chair salon is counted elsewhere: Nonemployer Statistics for 2024 has 88 beauty salons in the county with no paid employees. Styling stations, hooded dryers, manicure tables, treadmills and cable machines are all equipment a partner can finance, and a line of credit can carry retail product orders between paydays.

Insurance, Accounting and Legal Offices Around Hale County, TX

Insurance agencies, accounting offices and law offices.

  • Insurance, Accounting and Law Offices in Hale County, TX: Software, New Hires and Billing Gaps

    An office business buys fewer machines and more time: practice software, a new hire's first months of salary, or a cushion while client invoices are outstanding. County Business Patterns lists 23 insurance agencies and brokerages (NAICS 524210) in Hale County, TX for 2023, 18 of them with fewer than five employees, along with 12 accounting, tax preparation, bookkeeping and payroll services offices (NAICS 5412) and 8 legal services offices (NAICS 5411). The salary weeks and the billing gap fit working capital; buying an existing agency or practice can be a term loan request.

Caring for Children: Day Care Businesses in Hale County, TX

Child day care providers, with paid staff or without.

  • Child Day Care Providers in Hale County, TX: Cribs, Nap Cots and Classroom Furniture

    A child day care provider buys cribs, nap cots, child-size tables and learning materials, and pays staff whether or not every family's payment has arrived. A provider with paid staff would be one of the 4 child day care services establishments (NAICS 624410) in the 2023 County Business Patterns file for Hale County, TX. Providers without paid staff are in a different file: 2024 Nonemployer Statistics lists 24 child day care services in the county with no paid employees (NAICS 62441). Furniture and a passenger van can go through equipment financing, and staff pay between family payments can be a working capital request.

Lodging Businesses in Hale County, TX

Hotels, motels and other traveler accommodation, equipment side only.

  • Hotels and Motels in Hale County, TX: Linens, Laundry Machines and Booking Software

    A lodging business replaces linens, commercial washers and dryers, room furniture and its booking and front-desk software as they wear out. County Business Patterns placed 5 traveler accommodation establishments in Hale County, TX in 2023 (NAICS 7211, the code that includes hotels and motels). The furnishings and the laundry machines can go through equipment financing, and a line of credit can carry supply orders. Buying the property itself is outside this site, so a request covers the equipment and the business costs only.

Grounds and Cleaning Services in Hale County, TX

Landscaping and janitorial crews and the machines they run.

  • Landscaping and Janitorial Crews in Hale County, TX: Mowers, Trailers and Floor Machines

    Crews that look after other people's grounds and floors run on equipment: zero-turn mowers, a trailer to haul them, floor scrubbers and carpet extractors. County Business Patterns counted 3 landscaping services establishments with paid employees (NAICS 561730) in Hale County, TX for 2023, all with fewer than five employees. The 2024 Nonemployer Statistics file, which covers businesses with no paid employees, lists 39 landscaping services and 103 janitorial services in the county. A mower, a trailer or a scrubber can be an equipment financing request on its own.

In short

Clinics, stores and trade contractors lead this page, followed by notes for restaurants, auto shops, salons, offices, child day care, lodging and grounds crews. Each note names equipment or cash-flow uses and a Hale County, TX figure; a funding partner reviews any request.

By Cliffway Funding Group ยท Updated

Name the Trade and the Purchase When You Call Cliffway in Plainview, TX

Call (806) 305-5017 and say which trade the business is in and what the money would buy, or send the request form. A funding partner reviews each request.

Talk to a person: (806) 305-5017Apply